Updates

Surety Bonds: What They Are and When You Need One | A surety bond is a contract between three parties known as the principal, surety, and obligee. Surety bonds financially guarantee that a principle will fulfill a predetermined set of obligations to an obligee. The “surety” is an insurance compan...

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The Big Insurance Needs of Small Businesses | Most businesses acquire a solid foundation of insurance to protect their assets. Without proper protection, your business is at risk to a variety of financially devastating situations. When seeking Business Insurance coverage for your Los Angeles busi...

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Here’s Why You Need Cyber Liability Insurance | Are your digital assets protected? As we move further into the digital transformation, assets are slowly but surely being moved into the digital world. With this new development comes the increased risk of cyber attacks and data breaches.

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The Benefits of a Risk Management Program | Implementing a risk management program allows you to watch your business thrive freely with peace of mind. The plan incorporates business planning, insurance, and operational planning. Risk management programs provide both the strategic basis and the fu...

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Very common question. The answer is “it depends.” If you are renting a car personally, you will need a personal auto policy with at least one vehicle which is covered for comprehensive and collision coverages. If you have these coverages, they should extend to a rented vehicle which is a temporar...

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Surprise! The value of your home is different for you than it is to the insurance company. At first you might think that your home is undervalued and needs to be what the current market value would be. Maybe your neighbor a couple of doors down sold his home for $700,000 and you think your home...

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A homeowners, condo owners or renters policy provides coverage for “contents” which is generally described as your personal property, not permanently attached to the building. There are several exceptions to this property description, such as jewelry, furs, money, precious metals, guns, art and a...

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Testimonials

3 years ago
The greatest place in Arcadia to get a car insurance! The conditions are very nice and the prices too. I use Arroyo Insurance Agency almost from year and to the moment they always provide me excellent customer service. They are also great health insurance agency! They offer me a discount if I make my health insurance there and with the car insurance I paid very affordable price! Many thanks for the attention and for the professional service!
- SarahM R
4 years ago
I am writing to say how satisfied I am from the conditions that this health insurance agency provide! They really know what are the peoples needs and what is important for them! Very correct and neat guys! I strongly recommend them to everybody! Trust them, I already done it and and I didn't worry about anything!
- Tara H

Your Risk. Our People. Real Results.

With roots going back to the 1940s, Arroyo Insurance Services has provided individuals and businesses with innovative insurance solutions at highly competitive market rates. Today, Arroyo operates 11 locations and is known as one of the California insurance industry’s leading independent agencies. Our agency offers a huge selection of insurance plans and resources, helping you to protect your investments and the people you love. From home and auto insurance to business policies and even specialty insurance programs, the experienced team at Arroyo is ready to serve you. 

Personal Insurance Products by Arroyo Insurance Services

Insurance is designed to protect your investments against loss, whether that is your home, your car, your collectibles, or even your recreational vehicles and watercraft. Homeowners know that their homes are some of the largest investments they will make. The same goes with cars, recreational vehicles, motorhomes, and more – each of these assets deserves the protection that only insurance can offer. With Arroyo leading the way, you can gain valuable insurance protection that helps achieve peace of mind. 

Arroyo offers a wide selection of insurance plans to meet your specific needs and your budget. Our personal lines of insurance include:
  • Homeowners Insurance – with policies that include coverage for the home itself as well as personal contents and certain liabilities. 
  • Automobile Insurance – whether you own a car, truck, or SUV, our policy options allow us to tailor an insurance plan that works for your unique needs. 
  • Recreational Vehicle (RV) Insurance – with our help, your RVs and trailers gain coverage against bodily injury, property damage, and loss resulting from natural disasters or theft. 
  • Motorhome Insurance – this insurance protects you, your assets, and your loved ones while you are on the road or parked. 
  • Watercraft Insurance – from personal watercraft to fishing boats, yachts, and sailboats, our insurance packages have the right coverages at the right prices. 
  • Private Collections Insurance – for those who own collectibles, insurance plans are available to protect your valuable investments. 
  • Personal Umbrella Insurance – this type of policy offers added coverage over and above traditional insurance products, including coverage for liabilities excluded by typical home and auto policies. 

Business Insurance, Employee Benefits, and Specialty Programs 

Since 1986, Arroyo Insurance Services has worked closely with the business community, providing innovative, cost-effective insurance solutions and benefits programs for business owners/operators. Our business-oriented insurance products and programs are tailored to the unique risks of each client, ensuring the proper coverage needed to protect business assets – including valuable staff members and key personnel. Our business insurance products include:

  • Professional Liability/Errors & Omissions (E&O)
  • General Liability
  • Product Liability
  • Cyber Liability
  • Pollution Liability
  • Surety Bonds
  • Aviation/Watercraft Liability
  • Commercial Auto
  • Directors & Officers (D&O)/Fiduciary Liability
  • Employment Practices Liability 
  • Umbrella and Excess Liability
  • Commercial Property
  • Workers’ Compensation

Many businesses wish to offer benefits to employees. Benefits are a proven way to improve employee retention rates and also to attract top talent to your company. Unfortunately, managing employee benefits programs can be a challenge, especially for smaller business operations. Arroyo has addressed these challenges with comprehensive benefits programs and services for business owners. Our employee benefits packages include:  

  • Group Medical, Dental & Vision
  • Voluntary Benefits
  • Disability and Group
  • Health & Wellness Programs
  • Retirement Planning

For businesses with unique operating environments and hard-to-place risks, Arroyo Insurance Services has programs designed for dynamic business operations. Our specialty insurance programs deliver the protection businesses need to protect their assets. Specialty programs include insurance solutions for:

  • Automotive Dealers
  • Craft Brewers
  • TV/Movie Boating
  • Professional Liability

Arroyo’s team of insurance professionals has the experience and skill needed to help business owners find the right products and coverages at the right prices. In addition to our award-winning insurance products and services, we also offer comprehensive risk management tools to help you take charge of your workplaces. Our services and business insurance plans are tailored to meet your exact needs as well as the risk exposures you face as a part of doing business.

Call Arroyo Insurance Services Today

Arroyo Insurance Services works with leading A-rated A.M. Best insurance carriers to bring you the insurance protection you need at competitive pricing. From personal lines of insurance to life insurance solutions and customized business protection plans, our experienced team is ready to help you protect your assets. Call Arroyo today at (877) 220-4769 or visit one of our ten Southern California locations to get started on insurance services that fit your needs and your budget. 

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Contact

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  • (626) 243-9611

Address

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225 E. Santa Clara St., #130
Arcadia, CA 91006
United States

Business Hours

Mon:Open 24 hours
Tue:Open 24 hours
Wed:Open 24 hours
Thu:Open 24 hours
Fri:Open 24 hours
Sat:Open 24 hours
Sun:Open 24 hours
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